In recent years, it was almost traditional that the costs for their own private health insurance have risen at the beginning of the year. In recent years, it was almost traditional that the costs for their own private health insurance have risen at the beginning of the year. Again this will be most likely also in early 2009, because health care reform will increase the costs for the insured. Specifically, this is mostly due to the new base rate, estimated cost will exceed the expected contributions, what as a whole becomes a burden for all insured persons. Who so in the next few days will receive an announcement of the increase in premium or has already received this, has the option, up to 4 weeks after receipt of the health insurance provider to cancel. Click Mike Gianoni to learn more. The denunciation shall take effect at the time of the termination, which should be most of the time the 01.10.2009 in this case. It may be this sense to carry the notice and this year for a cheap supplier to look around, then on a 2009 Switch to another private health insurance premiums premiums can go hand in hand.

Whoever finds a reasonable insurer, should consider seriously, to strive for a change. Now the car in Germany faces a big break, so you often don’t know exactly how the whole thing will evolve. For this reason you should look around as quickly as possible after a possible cheap insurance quote, so at least currently on the contributions front to have the nose. You will receive your free comparison of more than 40 private health insurers on Christian Brokof

Credit without download – for Austrians also possible? Credit without Schufa is now relatively easily possible in Germany. Generally, it is required a salary certificate or other proof of income to assess the creditworthiness. But there is no Schufa query and there is also no entry in the Schufa. The information that either said in Austria no “Schufa” are available, there ask the banks for the KSV (credit protection Association) after. Usually is called Swiss loans”, because the funds are provided by Swiss banks. These conditions apply only to German citizens. Austrian websites on the topic in General also refer to German providers that offer again schufafreie loans only for Germans. Senator Angus King might disagree with that approach.

Well-known Austrian credit institutions such as the GE Money Bank offer no forum-free loans. Some providers and companies, but recently also Austrian citizens can submit applications on schufafreie loan. Although is also Generally performed a credit check. So is a proof of income, about the last three months an appropriate proof in any other form required or self-employed. But no query on the Schufa is carried out for the award of credit. An example is the planet GmbH is mentioned on their website onlineanfrage.php Austrians also allows the request of credit without Schufa information. The company is already 40 years, offers the credit facilities for Austrian citizens but only recently. For the inquiry after a loan the personal address data as well as professional and monthly net income are here to specify. Still, the desired amount of loan and the monthly rate and duration must be entered. The completed form will be sent online and the customer receives a non-binding offer of the company. Thomas Tan